Payments Industry Emphasis

• Card and non-card networks

• Alternative payment providers

• Issuers

• Acquirers

• Payment processors

• Bank processors

• Gateways

• Risk service providers

• Hardware and software vendors

• Online merchants

• Brick and mortar merchants

• Digital wallet providers

"T. Hardy has been a highly valued consultant for as long as I can remember.  I hired him for a 15 month project analyzing global fraud trends and helping create and execute a comprehensive strategy and product roadmap to address fraud across types and channels. He has exceptional knowledge of payments and is an expert strategist with a keen sense of business acuity. T. Hardy brings significant value and insight to any project he works on."

—  Khalid El-Awady, SVP/CxO various startups, Visa